Insurance sales agents sell life, property, casualty, health, automotive, or other types of insurance. They refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
Insurance sales agents are salespersons who sell insurance policies. They customize financial products or services to meet customer needs, sell products or services, explain financial information to customers, maintain records of sales or other business transactions and take product orders from customers. Many insurance sales agents also diversify their income by offering financial planning services to clients who are preparing for retirement or may set up investment or pension plans.
An insurance sales agent must have a high school degree followed by a bachelor's degree. However, someone who possesses vital talent and experience in sales and has just passed out of school is eligible to become an agent.
In most insurance sales agent job description, one works at offices, and many may spend much of their time travelling to meet with clients. Their work environment always varies depending on the company that employs them.
Insurance agents’ salary differentiates and depends on the industry in which the agent is working and the geographic location. Insurance sales agents who work for direct medical and health insurance tend to make more than other agents.
To be successful in insurance sales, one must possess in-depth knowledge of insurance products and people skills while maintaining customer relations. Additionally, entrepreneurial spirit, numeracy, analytical skills, a pleasing personality and honesty are desirable.
Every career requires an element of study and academic qualification, and there can be several study routes and pathways you can take. In following any academic pathway you will study subjects that contribute to the specialised knowledge required to achieve your career goals. These qualifications provide a future employer with the evidence that you have the desired knowledge, understanding and experience of their industry, so it’s important to consider the various types of qualifications available to you and to understand how they can boost your career and create opportunities for you.
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